There are many things we spend moneyon in our daily lives that we could choose not to buy, but rather divert those monies toward investments. Take for example, a fancy cup of coffee that costs $5. Did you need that expensive cup, or could you have brewed your own for less than a dollar? Or it could be a $6 pack of cigarettes. Or maybe even the extra premium channels on your cable TV package that add up to $70 a month or more. What if you could find just $10 a day that you could divert from spending and repurpose it into investing into your future? As these bits and pieces add up and then compound interest kicks in to grow it at 10 percent annual return.